The Australian funding landscape for hearing aids can be complex, involving a mix of private health insurance, government programs, and often, out-of-pocket expenses.
At Amplifon, our priority is removing barriers so you can focus on improving your hearing. We offer transparent guidance and will help you navigate your entitlements. This approach is part of our ongoing care commitment.

Yes, private health insurance in Australia often covers a portion of hearing aid costs, but only if you hold a current Extras policy that specifically includes audiology benefits. The amount covered depends entirely on your specific fund and level of cover. You will of course need to consult your personal policy.

Private health funds are a great way to reduce your out-of-pocket costs, but the coverage varies widely. Here’s what you need to know about health insurance that covers hearing aids:

• Check Your Extras: Hearing aids are not covered by standard Hospital cover. You must have an Extras or combined policy.
• Annual Limits: Most policies impose a fixed rebate amount and may only cover devices every 3 to 5 years.
• Waiting Periods: You will usually need to serve a waiting period (often 12 months) before you are eligible for a rebate.

The best approach is to contact your insurer directly before your appointment or bring your card, so that the Amplifon team can check your hearing aid insurance coverage. This will be invididual to the policy you have taken out.

It’s important to clarify that Medicare does not cover the cost of hearing aids or the devices themselves. However, a bulk-billed initial hearing test may be available through Medicare. Private health insurance, on the other hand, usually deals with the actual device and fitting rebates.

Beyond private insurance, several major government programs provide substantial financial support for eligible Australians, making hearing care accessible.

The HSP is the most significant form of support in Australia. This program provides eligible people with:

• Fully subsidised hearing devices: These are provided at no cost to the client.
• Partially subsidised hearing devices: These are provided at a discounted cost to the client.
• Maintenance and Care: An annual maintenance fee covers repairs and batteries for your subsidised hearing devices.

Conditions apply under the Hearing Services Program.

Veterans and dependants with the appropriate DVA card may receive comprehensive hearing services and devices tailored to their needs, managed through the HSP framework. Amplifon is an accredited provider for the Hearing Services Program.

Conditions apply under the Hearing Services Program.

No, standard Australian home and contents insurance policies typically do not cover hearing aids when they are lost, accidentally damaged, or stolen outside of your home. You usually need separate, specific portable item insurance.

Since hearing aids are highly valuable portable items, standard policies generally exclude them. If you are concerned about loss, we recommend:

1. Checking Your Policy: Review your contents insurance to see if portable valuable items are covered, or if you can add a specified personal item policy.
2. Specialised Hearing Aid Insurance: Some providers offer specific insurance to cover accidental loss or damage for a low monthly or annual fee.

The best defense against loss is a professional, comfortable fit from Amplifon, ensuring your device stays securely in place.

Cost should never prevent you from hearing life to the fullest. Whether you are relying on private health insurance or seeking assistance through the Hearing Services Program, our experts are here to simplify the process.

We take away the guesswork, providing clear answers about your entitlements and ensuring you receive the trusted expertise and technology you need.

Let us help you confidently take the next step towards better hearing.