Does insurance cover hearing aids?

There are multiple ways to arrange insurance for hearing aids in the UK, depending on where and how you obtained your devices:

Loss or damage is one of the most common reasons to take out hearing aid insurance. These incidents can happen easily—especially if you remove your devices often, travel regularly, or lead an active lifestyle.

A good policy typically covers:

• Accidental loss (e.g. misplaced while out or during travel)
• Physical damage from drops, moisture, or pets
• Quick replacement with minimal disruption
• Cover for both ears, if applicable

Some insurers allow multiple claims per year, while others may limit you to one or two. Check for exclusions like negligence or not using protective cases, and always review the excess and claim process before signing up.

When choosing the best hearing aid insurance coverage, it’s important to look beyond price and consider what protection you’re actually getting. A strong policy should offer comprehensive support in the event of damage, loss or theft—while also making the claims process quick and stress-free.

Key features of top-tier coverage include:

• Fast replacement service – some insurers can dispatch a replacement device within 24–72 hours, minimising disruption to your daily life.
• Low or no excess – check how much you’ll pay towards a claim; some policies offer low fixed fees or no excess at all.
• UK-based customer support – for faster, clearer communication and quicker resolutions.
• Cover for both ears – essential if you wear bilateral hearing aids, often included automatically in quality policies.
• No age restrictions – ideal for seniors or those with age-related hearing loss.
• Worldwide protection – helpful if you travel regularly, ensuring your hearing aids are covered abroad.
• Loan devices during repair – offered by some providers (e.g. Amplifon), so you’re never without support.