Take the opportunity to purchase today with no repayments for the first year

Key features


  • Pay nothing for the first 12 months when you spend between £250 - £4,000.
  • 4 year plan
  • No deposit required
  • Option to pay off balance in full in year 1 subject to a £40 settlement fee
  • Option to pay off in monthly installments or pay the balance off in full
  • After year 1, a 19.9% APR is applied to the outstanding balance


What you need to know to apply

  • Applicants must earn more than £5,000 per annum
  • ID check will be carried out
  • Contracts are printed in your local branch
  • Validation for credit agreements will be carried out in branch - takes approx 30 seconds
  • Full terms and conditions are available at your local branch
  • Family members can take out agreements on your behalf

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